Best Home Warranty Companies in 2025
Last Updated: December, 2025
Home Warranty of America
Get $150 Off + 1 Month Free
Outstanding
9.5
Home Service Club
$75 Off + 1 Month Free
Excellent
9.2
Popular Choice
1
9.8
5 out of 5 stars
Outstanding
Over 6M Requests Fixed
Thousands of 5-Star Ratings
Over 15K Pre-Screened Technicians
24/7 Home Warranty Service
Limited-Time Sale: $75 Off + 1 Month Free
Over 6M Requests Fixed
Thousands of 5-Star Ratings
Over 15K Pre-Screened Technicians
24/7 Home Warranty Service
Limited-Time Sale: $75 Off + 1 Month Free
9.8
5 out of 5 stars
Outstanding
2
9.5
4.5 out of 5 stars
Outstanding
Trusted for 25+ Years
Local Pre-Screened Technicians
30-Day Money-Back Guarantee
Get $150 Off + 1 Month Free
Trusted for 25+ Years
Local Pre-Screened Technicians
30-Day Money-Back Guarantee
Get $150 Off + 1 Month Free
9.5
4.5 out of 5 stars
Outstanding
3
9.2
4 out of 5 stars
Excellent
No Inspection Required
Flexible & Affordable Plans
Cover Electrical Systems, Heaters & More
Get $75 Off + 1 Month Free
No Inspection Required
Flexible & Affordable Plans
Cover Electrical Systems, Heaters & More
Get $75 Off + 1 Month Free
9.2
4 out of 5 stars
Excellent
4
9.0
4 out of 5 stars
Excellent
Unlimited Service Calls
Large Network of Contractors
Limited-Time: Get $100 Off
Unlimited Service Calls
Large Network of Contractors
Limited-Time: Get $100 Off
9.0
4 out of 5 stars
Excellent
5
8.8
3.5 out of 5 stars
Very Good
Affordable Home Warranty Plans
Full-Coverage Home Protection
Get Up to $200 Off
Affordable Home Warranty Plans
Full-Coverage Home Protection
Get Up to $200 Off
8.8
3.5 out of 5 stars
Very Good
Our Ranking 🏆
We combine customer reviews and editors' insights.
Our rankings and star ratings are based on a proprietary evaluation process that considers factors such as company reputation, service offerings, market presence, and other publicly available data. We may receive compensation from some of the companies featured on our site, which can influence their placement in the rankings.
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Editor's Choice for Home Warranty Providers:
Memorial Day Sale
1
9.8
5 out of 5 stars
Outstanding
Over 6M Requests Fixed
Over 15k Contractors Nationwide
Local Pre-Screened Technicians
24/7 Home Warranty Service
Over 2 Million Homes Covered
Limited-Time Sale: $75 Off + 1 Month Free
Over 6M Requests Fixed
Over 15k Contractors Nationwide
Local Pre-Screened Technicians
24/7 Home Warranty Service
Over 2 Million Homes Covered
Limited-Time Sale: $75 Off + 1 Month Free
9.8
5 out of 5 stars
Outstanding
What is Home Warranty?
A Home Warranty is a service contract that provides coverage for the repair or replacement of essential home systems and appliances that may fail due to normal usage. These systems and appliances typically include HVAC units, plumbing, electrical systems, and major kitchen and laundry appliances.
What are the benefits of having Home Warranty?
Cost Savings: Home warranties can significantly reduce out-of-pocket expenses for repairs and replacements of major home systems and appliances.
Convenience: When a covered item breaks down, the home warranty provider arranges for a qualified service technician to handle the repair, saving the homeowner time and effort.
Peace of Mind: Homeowners can enjoy a sense of security knowing that they are protected against unexpected and often costly home system and appliance failures.
Reasons to Purchase a Home Warranty
Financial Predictability: It helps homeowners budget for home maintenance costs, particularly in homes with older systems and appliances that are more likely to need repairs.
Ease of Use: Simplifies the process of dealing with repairs, as the warranty company manages service requests and scheduling.
Enhanced Home Value: Offering a home warranty can make a property more attractive to potential buyers by providing reassurance about the home's condition and maintenance.
The Difference Between Home Warranty and Home Insurance
Coverage Scope: Home Warranty covers the repair or replacement of specific home systems and appliances due to normal wear and tear. Home Insurance protects against damage and loss from external events such as fires, storms, theft, and other disasters.
Purpose: Home Warranty acts as a service contract for maintaining and repairing home systems and appliances. Home Insurance provides financial protection against major, unexpected events that result in damage or loss to the home and its contents.
Claim Process: Home Warranty involves contacting the warranty provider to arrange for repairs by a service technician. Home Insurance involves filing a claim for a covered event, potentially resulting in a payout after deductibles are met.
A Home Warranty is a service contract that provides coverage for the repair or replacement of essential home systems and appliances that may fail due to normal usage. These systems and appliances typically include HVAC units, plumbing, electrical systems, and major kitchen and laundry appliances.
What are the benefits of having Home Warranty?
Cost Savings: Home warranties can significantly reduce out-of-pocket expenses for repairs and replacements of major home systems and appliances.
Convenience: When a covered item breaks down, the home warranty provider arranges for a qualified service technician to handle the repair, saving the homeowner time and effort.
Peace of Mind: Homeowners can enjoy a sense of security knowing that they are protected against unexpected and often costly home system and appliance failures.
Reasons to Purchase a Home Warranty
Financial Predictability: It helps homeowners budget for home maintenance costs, particularly in homes with older systems and appliances that are more likely to need repairs.
Ease of Use: Simplifies the process of dealing with repairs, as the warranty company manages service requests and scheduling.
Enhanced Home Value: Offering a home warranty can make a property more attractive to potential buyers by providing reassurance about the home's condition and maintenance.
The Difference Between Home Warranty and Home Insurance
Coverage Scope: Home Warranty covers the repair or replacement of specific home systems and appliances due to normal wear and tear. Home Insurance protects against damage and loss from external events such as fires, storms, theft, and other disasters.
Purpose: Home Warranty acts as a service contract for maintaining and repairing home systems and appliances. Home Insurance provides financial protection against major, unexpected events that result in damage or loss to the home and its contents.
Claim Process: Home Warranty involves contacting the warranty provider to arrange for repairs by a service technician. Home Insurance involves filing a claim for a covered event, potentially resulting in a payout after deductibles are met.
Our Top 3 Home Warranty Picks:
1
$75 Off + One Month Free
Flat Rate Service Fee
Extends a $3,000 coverage limit
Competitive Pricing
Easy Access Online Portal
Limited Add-on Coverages
Not available in Washington state
Since it began over 14 years ago, Choice Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers. Choice is known for it's service and low cost, trusted by hundred of thousands of happy policy holders.
2
Multiple Plans with Comprehensive Coverage
Competitive Service Fees
24/7 Customer Service
Network of Qualified Technicians
No Optional Roof Leak Coverage
Doesn’t Cover Pests or Termites
With a home warranty plan from HWA, you don't have to face household breakdowns alone. HWA is trusted for over 25 yeas by home owners, property managers and Real Estate Professionals.
3
Budget-friendly coverage
Variety of plans
Extensive protection with the Platinum Care plan
Low service call fees
Excludes coverage for tankless water heaters
Service fees for overlapping claims
Home Service Club Warranty provides coverage for the repair or replacement of major home systems and appliances that break down due to normal wear and tear. This type of warranty can help homeowners manage unexpected repair costs for items such as HVAC systems, plumbing, electrical systems, kitchen appliances, and more. It offers peace of mind and financial protection by covering the expenses associated with fixing or replacing these essential home components.
Frequently Asked Questions
- What is a Home Warranty?
- What does a Home Warranty typically cover?
- How does a Home Warranty work?
- How is a Home Warranty different from homeowner's insurance?
- Are Home Warranties worth it?
Top Pick 2025 🥇