Best Home Warranty Companies of 2026
Last Updated: April, 2026
HWA Home Warranty
Excellent Coverage
Outstanding
9.5
Home Service Club
Award Winning Service
Excellent
9.2
Top Pick 2026 🥇
1
9.8
5 out of 5 stars
Outstanding
$50 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Over 1.9 Million Homes Covered
24/7 Hotline
Custom plans
Fast Claims Processing
$50 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Over 1.9 Million Homes Covered
24/7 Hotline
Custom plans
Fast Claims Processing
9.8
5 out of 5 stars
Outstanding
2
9.5
4.5 out of 5 stars
Outstanding
$150 Off + 1 Month Free
Customized Plans
Local Pre-Screened Technicians
24/7 Home Warranty Service
30-Day Money-Back Guarantee
24/7 Claims Hotline
Quick Repair Time
$150 Off + 1 Month Free
Customized Plans
Local Pre-Screened Technicians
24/7 Home Warranty Service
30-Day Money-Back Guarantee
24/7 Claims Hotline
Quick Repair Time
9.5
4.5 out of 5 stars
Outstanding
3
9.2
4 out of 5 stars
Excellent
$75 Off + One Month Free
No Inspection Required
Flexible & Affordable Plans
Covers Electrical Systems, Heaters & More
$75 Off + One Month Free
No Inspection Required
Flexible & Affordable Plans
Covers Electrical Systems, Heaters & More
9.2
4 out of 5 stars
Excellent
4
9.0
4 out of 5 stars
Excellent
Affordable Home Warranty Plans
Full-Coverage Home Protection
Get Up to $200 Off
Affordable Home Warranty Plans
Full-Coverage Home Protection
Get Up to $200 Off
9.0
4 out of 5 stars
Excellent
5
8.8
3.5 out of 5 stars
Very Good
Unlimited Service Calls
Large Network of Contractors
Limited-Time: Get $200 Off
Unlimited Service Calls
Large Network of Contractors
Limited-Time: Get $200 Off
8.8
3.5 out of 5 stars
Very Good
Our Ranking 🏆
We combine customer reviews and editors' insights.
Our ranking and star rating are based on the overall performance of each company, based on customers' feedback, wisdom of the crowd, service areas, and other factors.
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Chose a home warranty in the last 30 days
Our Top Pick for Home Warranty
Top Pick 2026 🥇
1
9.8
5 out of 5 stars
Outstanding
$50 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Over 1.9 Million Homes Covered
24/7 Hotline
Custom plans
Fast Claims Processing
$50 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Over 1.9 Million Homes Covered
24/7 Hotline
Custom plans
Fast Claims Processing
9.8
5 out of 5 stars
Outstanding
Special Deals From Industry-Leading Companies:
What’s the Difference?
Home Warranty vs. Home Insurance:
When protecting your home, it’s essential to understand the roles of home insurance and a home warranty, as they serve different purposes. Here’s a simple breakdown to help you decide what you need:
- Home Warranty
- A home warranty is a service contract that helps cover the cost of repairing or replacing household systems and appliances that break down due to regular use, such as HVAC systems or kitchen appliances.
- Home Insurance
- Home insurance covers unexpected events like fires, storms, theft, or natural disasters. It protects your property from major losses and is often required by mortgage lenders.
Features to Look For in a Home Warranty
When choosing a home warranty service, understanding the key features that matter most can help you select the best plan for your needs:
- Comprehensive Coverage
- A robust home warranty plan should cover a wide range of home systems (e.g., HVAC, plumbing, and electrical) and essential appliances (e.g., refrigerators, ovens, and washing machines).
This ensures maximum protection for your home, reducing out-of-pocket costs for unexpected repairs or replacements. - Affordable Pricing
- Reasonable annual fees and manageable service call charges make a home warranty an accessible option for many homeowners.
Enable effective budgeting for potential repairs without facing significant financial strain, offering peace of mind at a predictable cost. - Customizable Plans
- The ability to tailor a plan to your unique needs—such as adding coverage for pools, spas, or septic systems—is a key feature for many homeowners.
Customizable options ensure you’re not paying for unnecessary coverage while still addressing specific household requirements. - Quick and Reliable Service
- Fast response times and access to pre-screened, licensed technicians are essential when systems or appliances fail unexpectedly.
Reducing downtime and inconvenience ensures your home is back to normal as quickly as possible. - Transferable Policies
- A home warranty that can be transferred to new homeowners during a sale is a sought-after feature.
It adds value to your home when selling, making it more attractive to potential buyers while ensuring continuity of coverage. - 24/7 Customer Support
- Round-the-clock customer service ensures you can file a claim or get assistance any time an issue arises.
24/7 support offers peace of mind knowing help is always available, especially during emergencies outside regular business hours.
1
Pros
$50 off + one month free
Flat rate service fee
Extends a $3,000 coverage limit
Competitive pricing
Easy access online portal
Cons
Limited add-on coverages
Not available in California or Washington state
2
Pros
Multiple plans with comprehensive coverage
Competitive service fees
24/7 customer service
Network of qualified technicians
Cons
No optional roof leak coverage
Doesn’t cover pests or termites
3
Pros
Budget-friendly coverage
Variety of plans
Extensive protection with the Platinum Care plan
Low service call fees
Cons
Excludes coverage for tankless water heaters
Service fees for overlapping claims
Frequently Asked Questions About Home Warranty: Answered.
- What is a Home Warranty?
- What does a Home Warranty typically cover?
- How does a Home Warranty work?
- How is a Home Warranty different from homeowner's insurance?
- Are Home Warranties worth it?
Top Home Warranty Picks