Best Home Warranty Companies for 2025
Last Updated: November, 2025
HWA Home Warranty
Excellent Coverage
Outstanding
9.5
First American Home Warranty
40+ Years Experience
Excellent
9.2
Top Pick 2025
1
9.8
5 out of 5 stars
Outstanding
$75 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Fall Sale: $75 Off + 1 Month Free
$75 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Fall Sale: $75 Off + 1 Month Free
9.8
5 out of 5 stars
Outstanding
2
9.5
4.5 out of 5 stars
Outstanding
$150 Off + 1 Month Free
Customized Plans
Local Pre-Screened Technicians
24/7 Home Warranty Service
30-Day Money-Back Guarantee
$150 Off + 1 Month Free
Customized Plans
Local Pre-Screened Technicians
24/7 Home Warranty Service
30-Day Money-Back Guarantee
9.5
4.5 out of 5 stars
Outstanding
3
9.2
4 out of 5 stars
Excellent
Unlimited Service Calls
Protection Guarantee
Large Network of Contractors
Over $1.8B in Claims Paid Since 2015
Unlimited Service Calls
Protection Guarantee
Large Network of Contractors
Over $1.8B in Claims Paid Since 2015
9.2
4 out of 5 stars
Excellent
4
9.0
4 out of 5 stars
Excellent
No Inspection Required
Covers All Models And Makes
24/7 Claims Service
No Inspection Required
Covers All Models And Makes
24/7 Claims Service
9.0
4 out of 5 stars
Excellent
5
8.8
3.5 out of 5 stars
Very Good
Free Roof Coverage
AC, Heat & Appliance Coverage
A+ Accredited Business
Free Roof Coverage
AC, Heat & Appliance Coverage
A+ Accredited Business
8.8
3.5 out of 5 stars
Very Good
6
8.5
3.5 out of 5 stars
Good
Save Thousands on Home Appliance Repairs
Nationwide Contractor Network
Multiple Plan Options
Save Thousands on Home Appliance Repairs
Nationwide Contractor Network
Multiple Plan Options
8.5
3.5 out of 5 stars
Good
Our Ranking 🏆
Understanding Our Evaluation Process
Our rankings and star ratings are based on a proprietary evaluation process that considers factors such as company reputation, service offerings, market presence, and other publicly available data. We may receive compensation from some of the companies featured on our site, which can influence their placement in the rankings.
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Chose a home warranty in the last 30 days
Our Top Pick for Home Warranty
Top-Rated Home Warranty
1
9.8
5 out of 5 stars
Outstanding
$75 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Fall Sale: $75 Off + 1 Month Free
$75 Off + 1 Month Free
24/7 Customer Service
Local Pre-Screened Technicians
25,000 Contractors Nationwide
Over 6M Service Requests Fixed
Fall Sale: $75 Off + 1 Month Free
9.8
5 out of 5 stars
Outstanding
Industry-Leading Home Warranties:
What is Home Warranty?
A Home Warranty is a service contract that provides coverage for the repair or replacement of essential home systems and appliances that may fail due to normal usage. These systems and appliances typically include HVAC units, plumbing, electrical systems, and major kitchen and laundry appliances.
What are the benefits of having Home Warranty?
Cost Savings: Home warranties can significantly reduce out-of-pocket expenses for repairs and replacements of major home systems and appliances.
Convenience: When a covered item breaks down, the home warranty provider arranges for a qualified service technician to handle the repair, saving the homeowner time and effort.
Peace of Mind: Homeowners can enjoy a sense of security knowing that they are protected against unexpected and often costly home system and appliance failures.
Reasons to Purchase a Home Warranty
Financial Predictability: It helps homeowners budget for home maintenance costs, particularly in homes with older systems and appliances that are more likely to need repairs.
Ease of Use: Simplifies the process of dealing with repairs, as the warranty company manages service requests and scheduling.
Enhanced Home Value: Offering a home warranty can make a property more attractive to potential buyers by providing reassurance about the home's condition and maintenance.
The Difference Between Home Warranty and Home Insurance
Coverage Scope: Home Warranty covers the repair or replacement of specific home systems and appliances due to normal wear and tear. Home Insurance protects against damage and loss from external events such as fires, storms, theft, and other disasters.
Purpose: Home Warranty acts as a service contract for maintaining and repairing home systems and appliances. Home Insurance provides financial protection against major, unexpected events that result in damage or loss to the home and its contents.
Claim Process: Home Warranty involves contacting the warranty provider to arrange for repairs by a service technician. Home Insurance involves filing a claim for a covered event, potentially resulting in a payout after deductibles are met.
A Home Warranty is a service contract that provides coverage for the repair or replacement of essential home systems and appliances that may fail due to normal usage. These systems and appliances typically include HVAC units, plumbing, electrical systems, and major kitchen and laundry appliances.
What are the benefits of having Home Warranty?
Cost Savings: Home warranties can significantly reduce out-of-pocket expenses for repairs and replacements of major home systems and appliances.
Convenience: When a covered item breaks down, the home warranty provider arranges for a qualified service technician to handle the repair, saving the homeowner time and effort.
Peace of Mind: Homeowners can enjoy a sense of security knowing that they are protected against unexpected and often costly home system and appliance failures.
Reasons to Purchase a Home Warranty
Financial Predictability: It helps homeowners budget for home maintenance costs, particularly in homes with older systems and appliances that are more likely to need repairs.
Ease of Use: Simplifies the process of dealing with repairs, as the warranty company manages service requests and scheduling.
Enhanced Home Value: Offering a home warranty can make a property more attractive to potential buyers by providing reassurance about the home's condition and maintenance.
The Difference Between Home Warranty and Home Insurance
Coverage Scope: Home Warranty covers the repair or replacement of specific home systems and appliances due to normal wear and tear. Home Insurance protects against damage and loss from external events such as fires, storms, theft, and other disasters.
Purpose: Home Warranty acts as a service contract for maintaining and repairing home systems and appliances. Home Insurance provides financial protection against major, unexpected events that result in damage or loss to the home and its contents.
Claim Process: Home Warranty involves contacting the warranty provider to arrange for repairs by a service technician. Home Insurance involves filing a claim for a covered event, potentially resulting in a payout after deductibles are met.
Our Top 3 Home Warranty Picks:
1
Pros
$75 Off + One Month Free
Flat Rate Service Fee
Extends a $3,000 coverage limit
Competitive Pricing
Easy Access Online Portal
Cons
Limited Add-on Coverages
Not available in Washington state
Since it began over 14 years ago, Choice Home Warranty has stayed true to its mission of protecting homeowners, buyers, and sellers. Choice is known for it's service and low cost, trusted by hundred of thousands of happy policy holders.
2
Pros
Multiple Plans with Comprehensive Coverage
Competitive Service Fees
24/7 Customer Service
Network of Qualified Technicians
Cons
No Optional Roof Leak Coverage
Doesn’t Cover Pests or Termites
With a home warranty plan from HWA, you don't have to face household breakdowns alone. HWA is trusted for over 25 yeas by home owners, property managers and Real Estate Professionals.
3
Pros
Low-cost monthly plans
Option for appliance replacement
Long-standing nationwide provider
24/7 claims service
Cons
Service call fees required
Fewer add-on options than some competitors
First American Home Warranty is known for its affordable plans, nationwide presence, and reliable coverage of home systems and appliances. With decades of experience and 24/7 claims support, it stands out for protecting older items and offering an appliance replacement upgrade option.
Frequently Asked Questions
- What is a Home Warranty?
- What does a Home Warranty typically cover?
- How does a Home Warranty work?
- How is a Home Warranty different from homeowner's insurance?
- Are Home Warranties worth it?
Top Pick 2025